Risk Disclosure

Last updated: 15 January 2026

1. Purpose of this disclosure

This Risk Disclosure forms part of our Terms of Service. It describes the principal risks associated with using the Nexar Patrimance website and services, including our AI Tools, risk management controls and any calculators or illustrations. It does not describe every possible risk, and you should read it alongside the Terms of Service and our Privacy Policy.

2. Market volatility

The prices of Digital Assets, including Bitcoin and Ethereum, can change rapidly and substantially within short periods, sometimes without warning. Price movements may be driven by factors such as changes in supply and demand, macroeconomic conditions, regulatory announcements, technological developments, security incidents and shifts in investor sentiment. Losses can occur quickly and can exceed expectations.

3. Capital at risk

You may lose some or all of the money you use to trade or invest. Digital Assets are not deposits, and they are not covered by the Financial Services Compensation Scheme or any comparable investor protection scheme. There is no assurance that you will recover any amount you lose.

4. Limitations of AI Tools

Our AI Tools analyse data using statistical and computational models. Such models are based on historical and current information and cannot predict future market behaviour with certainty. They may produce incorrect, incomplete or delayed outputs, may fail during periods of unusual market stress, and may respond poorly to events they have not encountered before. Software errors, data feed interruptions and model changes can also affect results. Outputs should never be treated as a guarantee.

5. Illustrative calculations

Any calculator, chart, projection or example shown on our website is hypothetical and provided for illustration only. Such figures do not reflect actual trading results, are not forecasts, and do not account for fees, spreads, taxes, slippage, liquidity constraints or the timing of your own transactions. Hypothetical results have inherent limitations and may differ substantially from real outcomes.

6. Past performance

Any reference to historical performance, whether of the Services, an AI Tool or a market, is not a reliable indicator of future results. Market conditions change, and strategies that worked previously may stop working.

7. Risk management controls

Features described as risk management controls are designed to help you define and monitor your exposure. They cannot eliminate risk. Stop-loss instructions and similar controls may not execute at the price you specify, particularly in fast or illiquid markets, and gaps in pricing can result in losses greater than intended. Controls depend on your own configuration and on the availability of third-party infrastructure.

8. Liquidity and execution

Some Digital Assets may be difficult to buy or sell at a fair price, or at all, particularly during periods of stress. Trading venues may suspend withdrawals, widen spreads or experience outages. You may be unable to exit a position when you wish to do so.

9. Technology, security and custody

Digital Assets and related services depend on complex technology, including blockchain networks, smart contracts, wallets and exchanges. These systems can contain defects, be subject to cyber attacks, suffer network congestion or forks, or fail entirely. Loss of private keys or credentials may result in permanent loss of assets. Our Services depend on internet connectivity and third-party providers, which may be unavailable at critical times.

10. Regulatory and tax risks

The legal and regulatory treatment of Digital Assets varies between jurisdictions and is changing. New rules may restrict or prohibit certain activities, affect the value of holdings or impose additional obligations. Gains, income and other transactions may be subject to taxation. You are responsible for understanding and meeting your own tax obligations. Financial promotions relating to Digital Assets are subject to specific UK rules, and you can check the Financial Conduct Authority register at fca.org.uk for information about firms and individuals.

11. Counterparty and third-party risk

Where you rely on third parties, including exchanges, payment providers or data suppliers, you accept the risk that they may fail, become insolvent, be hacked or act improperly. We do not control these parties and are not responsible for their performance.

12. Leverage and complex products

Leveraged, margin-based, derivative or otherwise complex products can magnify both gains and losses and may lead to losses exceeding your initial deposit. Such products are not suitable for everyone. Make sure you fully understand any product before you use it.

13. No personal advice

Nothing on the Nexar Patrimance website or within the Services is personal financial, legal or tax advice. We have not assessed your personal circumstances. Before making any decision, consider your financial situation, objectives, experience and tolerance for loss, and seek independent advice from a suitably qualified professional where appropriate.

14. Your responsibility

You are solely responsible for your trading and investment decisions. Do not rely on the Services as your only source of information. If you are unsure whether a product or strategy is appropriate for you, do not proceed until you have obtained independent advice.

15. Contact

If you have questions about this Risk Disclosure, contact us at [email protected] or write to Nexar Patrimance, High Holborn 113, EC4N 7BJ London, GB.